:root{--navy:#0c2235;--gold:#b8914f;--paper:#f7f3eb;--line:#ded6c7;--text:#102235;--muted:#596a7d;font-family:Manrope,Arial,sans-serif}*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--text);line-height:1.55}header{min-height:78px;padding:14px max(5vw,24px);display:flex;align-items:center;justify-content:space-between;background:var(--navy);color:#fff}.brand{display:flex;align-items:center;gap:12px;color:#fff;text-decoration:none;letter-spacing:.12em;font:600 16px Newsreader,serif}.brand img{width:46px;height:46px;object-fit:contain;background:#fff;border-radius:6px}.sign-in{color:#fff;text-decoration:none;border:1px solid #7690a8;padding:9px 14px;border-radius:8px;font-size:14px}main{max-width:1160px;margin:auto;padding:56px 24px;display:grid;grid-template-columns:.85fr 1.15fr;gap:38px}.pitch{padding:30px 8px}.eyebrow{margin:0 0 8px;color:var(--gold);letter-spacing:.15em;font-size:12px;font-weight:700}.pitch h1,h2{font-family:Newsreader,Georgia,serif;line-height:1.06;color:var(--navy)}.pitch h1{font-size:clamp(40px,5vw,62px);margin:0 0 20px}.pitch>p{font-size:17px}.benefits{display:grid;gap:12px;margin:28px 0}.benefits div{border-left:3px solid var(--gold);padding:10px 0 10px 16px;display:grid}.benefits strong{font-size:18px}.benefits span,.note,.muted{color:var(--muted);font-size:14px}.application{background:#fff;border:1px solid var(--line);border-radius:16px;padding:30px;box-shadow:0 16px 38px #12243a13}.application h2{font-size:36px;margin:0}.fields{display:grid;grid-template-columns:1fr 1fr;gap:14px}label{display:grid;gap:6px;font-size:13px;font-weight:700;color:var(--navy)}input,textarea{width:100%;border:1px solid var(--line);border-radius:8px;padding:11px;font:15px Manrope,Arial,sans-serif}textarea{min-height:100px;resize:vertical}.wide{grid-column:1/-1}fieldset{border:1px solid var(--line);border-radius:10px;margin:22px 0;padding:18px;display:grid;gap:14px}legend{padding:0 8px;font-weight:700}fieldset p{margin:0;color:var(--muted);font-size:13px}.consent{display:flex;align-items:flex-start;gap:9px;font-weight:500;font-size:13px}.consent input{width:auto;margin-top:4px}button{margin-top:20px;border:0;border-radius:8px;background:var(--gold);color:#fff;padding:13px 18px;font:700 15px Manrope,Arial,sans-serif;cursor:pointer}button:disabled{opacity:.6}#application-message{min-height:24px;font-size:14px}@media(max-width:800px){main{grid-template-columns:1fr;padding-top:32px}.fields{grid-template-columns:1fr}.wide{grid-column:auto}.pitch{padding:0}.application{padding:22px}}
.eligibility{margin-top:18px}.choice-row{display:flex;flex-wrap:wrap;align-items:center;gap:10px 18px}.choice-question{font-weight:700;font-size:15px;color:var(--navy);margin-right:6px}.choice{display:inline-flex;align-items:center;gap:8px;border:1px solid var(--line);border-radius:999px;padding:8px 16px;font-size:14px;cursor:pointer;background:#fff}.choice input{width:auto;margin:0;accent-color:var(--navy)}.choice:has(input:checked){border-color:var(--navy);background:#eef2f6}.not-eligible{display:grid;gap:4px;border:1px solid #e3b3ad;background:#fbefed;color:#7a2219;border-radius:10px;padding:14px 16px;font-size:14px}.not-eligible[hidden],#application-details[hidden],#application-message[hidden],.application-success[hidden]{display:none}#application-message{margin:14px 0 0;padding:12px 14px;border-radius:8px;background:#fbefed;color:#7a2219;font-size:14px;font-weight:600}#application-message.is-progress{background:#eef2f6;color:var(--navy)}.application-success{text-align:left;padding:8px 0}.application-success:focus{outline:none}.success-icon{width:56px;height:56px;border-radius:50%;display:grid;place-items:center;background:#1f7a4d;color:#fff;font-size:28px;font-weight:700;margin-bottom:16px}.application-success h2{font-size:38px;margin:0 0 12px}.application-success ol{padding-left:20px;color:var(--muted);display:grid;gap:6px}.success-ref{background:var(--paper);border:1px dashed var(--line);border-radius:8px;padding:10px 12px;display:inline-block}.success-home{display:inline-block;margin-top:12px;background:var(--navy);color:#fff;text-decoration:none;padding:12px 18px;border-radius:8px;font-weight:700}
.application{align-self:start}

.referral-note{display:flex;align-items:center;gap:8px;margin:14px 0 0;padding:10px 14px;border-radius:10px;background:#f6efe2;border:1px solid #e6d6b6;color:var(--navy);font-size:14px}.referral-note span{color:var(--gold);font-size:16px}
.referral-field small{font-weight:500;color:var(--muted);font-size:12px}
.file-hint{font-weight:500;font-size:12px;color:var(--muted)}
/* v132: single multi-file upload box */
.docs-box>p{margin:0;color:var(--muted);font-size:13px;line-height:1.55}
.drop-zone{position:relative;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:4px;min-height:132px;padding:22px 16px;border:2px dashed #cbbd9f;border-radius:12px;background:#fbf8f2;text-align:center;cursor:pointer;transition:border-color .2s,background .2s}
.drop-zone:hover,.drop-zone.is-over,.drop-zone:focus-within{border-color:var(--gold);background:#f7ecd9}
.drop-zone input{position:absolute;inset:0;width:100%;height:100%;opacity:0;cursor:pointer;margin:0}
.dz-icon{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;font-size:20px;line-height:1}
.dz-title{font-size:15px;font-weight:700;color:var(--navy)}
.dz-sub{font-size:12px;font-weight:500;color:var(--muted)}
.file-list{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.file-list:empty{display:none}
.file-list li{display:flex;align-items:center;gap:10px;padding:9px 10px 9px 12px;border:1px solid var(--line);border-radius:9px;background:#fff;font-size:13px}
.file-list .fl-name{flex:1;min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;font-weight:600;color:var(--navy)}
.file-list .fl-size{color:var(--muted);font-size:12px;white-space:nowrap}
.file-list li.is-bad{border-color:#d9a3a3;background:#fff5f5}.file-list li.is-bad .fl-size{color:#a12424}
.file-list button{flex:0 0 auto;min-width:36px;min-height:36px;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--navy);font-size:18px;line-height:1;cursor:pointer}
.file-list button:hover{border-color:#a12424;color:#a12424}
.doc-suggest{padding:14px 16px;border-radius:10px;background:#f3efe6}
.doc-suggest-title{margin:0 0 8px;font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--navy)}
.doc-suggest ul{margin:0;padding-left:18px;display:grid;gap:7px;font-size:13px;line-height:1.5;color:var(--text)}
.doc-suggest em{display:inline-block;margin-left:4px;padding:1px 7px;border-radius:999px;background:var(--navy);color:#fff;font-style:normal;font-size:10.5px;font-weight:700;letter-spacing:.03em;vertical-align:1px}
.file-list li{min-height:0;line-height:1.3}.file-list button{width:36px;height:36px;min-height:36px;padding:0;margin:0;display:grid;place-items:center;font-size:18px;box-shadow:none;background:#fff;color:var(--navy);border:1px solid var(--line);border-radius:8px}
.stripe-note{display:flex;gap:12px;align-items:flex-start;margin:6px 0 14px;padding:14px 16px;border:1px solid #cfd6f5;border-radius:10px;background:#f4f5fe;color:#27306b}
.stripe-note svg{flex:0 0 auto;margin-top:2px;color:#635bff}.stripe-note p{margin:0;font-size:13px;line-height:1.55}